Nikhil Bansal

Product Engineer

Fri Jun 01 2018 00:00:00 GMT+0000 (Coordinated Universal Time)

Joined Udaan as an intern and earned two fast-track promotions over 3.5 years, growing into a full Product Engineer on the fintech team. Worked across UdaanCapital — a lending platform for B2B SMEs — with a ₹500 Cr+ (~$60M) book size.

As Product Engineer (May 2019 – Dec 2021)

  • Built UdaanCapital from scratch for off-platform lending users
  • Worked on large ticket and small ticket financing workflows end-to-end
  • Optimised operational efficiency for the lending onboarding process, reducing friction for SME borrowers
  • Developed KYC automation to streamline compliance and onboarding

As Product Engineer Intern (Jun 2018 – May 2019)

  • Built a native Android app used by 1,200+ collection executives to manage Udaan’s credit field operations
  • Worked on small ticket lending for Udaan retailers